4 November 2013

Experientia presents “BancoSmart”, the innovative ATM interface designed for UniCredit Bank

Be the first to share

The user-centred approach is moving into finance, as banks increasingly connect to their customers’ needs and wants. As part of this trend, global banking and financial services company UniCredit Bank collaborated with user experience consultancy Experientia to create a user-friendly, people-centred ATM – the BancoSmart.

A customer trials the new BancoSmart interface, with personalised home page.
Click on image to view slideshow

The user-centred approach is moving into finance, as banks increasingly connect to their customers’ needs and wants. As part of this trend, global banking and financial services company UniCredit Bank collaborated with user experience consultancy Experientia to create a user-friendly, people-centred ATM – the BancoSmart.

Experientia has reinvented the ATM interface for UniCredit – making it easier to use, faster, and with more services, all offered through full touchscreen interaction. The new ATM is already in use in selected locations, and will finish its roll out across Italy in 2014.

The first reactions to the BancoSmart interface have been extremely positive, with people commenting on the increased speed, legibility, appealing graphics, and the improvement in features and functions. The highly intuitive ATM interaction allows clients to easily navigate, locate and use functions, from simple features like cash withdrawals to more complicated functions like deposits, information retrieval, bill payments and mobile phone top-ups. The interface is visually attractive and easy to read, with large fonts and clear banking function categories.

Experientia carried out in-depth user experience research as a foundation for the information architecture and service design of the ATM.  Multiple cycles of design, prototyping and user acceptance testing ensured that the final interface is strongly based on people’s banking behaviours and exceeds their expectations and needs for ATM use.

Experientia’s design is a responsive solution that runs on various ATMs including legacy terminals of different providers with various screen sizes and tech specifications. Usability and technical tests were performed across this device range.

BancoSmart offers a full touchscreen interaction, thanks to the extended network of touchscreen ATMs available in Italy (over 6,000 UniCredit touch ATMs, equal to 85% of machines).

The ATM offers several original features, conceived especially for UniCredit Bank, based on the research findings. These include:

  • Speedy withdrawal, with 3 predefined options on the Home Page based on the most frequent behaviours of the user, which the system learns over time. This cuts the time for common task completion by 30%.
  • Georeferenced payment service, which organises bill payment options and filters them based on what is available in the user’s location.
  • Adaptive interface, with a home page that offers personalised content based on the user’s banking profile.
  • Tone of voice, with the creation of a coherent language in all situations, which is more friendly and direct, and provides the correct support during operations.
  • Contextual support and feedback Contextual messages and continuous feedback keep people informed during interaction, particularly in case of data entry errors or other problems, using a clear language and coherent visual support.

UniCredit SpA is an Italian global banking and financial services company. It has approximately 40 million customers and operates in 22 countries.

Experientia® is a global experience design consultancy that practices user research-based and people-centred design. They help companies and organisations conceive and innovate products, services and processes, through a qualitative understanding of people, their mental models and their behaviours.

Experientia won the 2011 Italian National Prize for Innovation in Services, for a low carbon service platform to be implemented in an eco-friendly residential area under construction in Helsinki, “using innovative methodologies devised in Italy.” They have conducted research and design projects in every continent, for industries ranging from mobile telecommunications to sustainability, from automotive to architecture, and much more. Their portfolio includes a range of financial products, aimed at bank and customer use, developed for some of the biggest banks in Italy and Europe.

Experientia’s client roster features Italian and international clients, such as Alcatel Lucent, ASUS, Banca Fideuram, Banca Carige, Condé Nast, CVS Pharmacy, Expedia, Fidelity International, Haier, Intel, Max Mara, Microsoft, Motorola, Mozilla Corporation, Nokia, Samsung Electronics, SAP, Sky,  Trenitalia, Toncelli, UniCredit Bank, United Nations and Vodafone.

 

Contact

Mark Vanderbeeken, Experientia srl, +39 011 812 9687,
[mark dot vanderbeeken at experientia dot com]

Be the first to share
2 February 2016
The secret UX issues that will make (or break) self-driving cars
In an unassuming research lab, Volkswagen is solving problems that Tesla and Google haven't come close to cracking. Cliff Kuang reports for Fast Company. In his article he features the work of Brian Lathrop, who runs …
30 January 2016
Is design thinking the next big thing for U.S. power?
The U.S. Army is already using design thinking to inform its battle doctrine, and now voices go up to apply it to US foreign policy as well. Design Thinking Comes to the U.S. Army by Roger Martin The …
30 January 2016
Design thinking for museums
The Design Thinking for Museums site is the outcome of a 2012 partnership between the San Francisco Museum of Modern Art (SFMOMA) and Stanford’s Hasso Plattner Institute of Design (d.school). It is conceived as a …
29 January 2016
[Report] Consumers more frustrated by smart home apps than devices
New report by Argus Insights suggests disappointing apps break user experience, may cause decline in consumer delight over time. The Smart Home ecosystem comprises both hardware devices and software apps and together they are supposed to …
29 January 2016
Replacing Personas with Characters
Because personas focus on creating a story made up of a customer’s attributes, instead of a story that explains a purchase, personas leave the brain in a unsatisfied state, argues Alan Klement. To fix this, …
29 January 2016
Solving health care problems through design methodology
Stephen Klasko (an MD with an MBA, CEO of Jefferson Health System and Thomas Jefferson University) and Bon Ku (MD, a professor of emergency medicine at Thomas Jefferson University Hospital) joined the Knowledge@Wharton show …
27 January 2016
Human-machine interactions and the coming age of autonomy
Melissa Cefkin is a Principal Scientist & Design Anthropologist at Nissan Research in Silicon Valley where she explores the potential of having autonomous vehicles as interactive agents in the world. In an article that was published …
27 January 2016
Remaking Ford into a user experience-driven company
Ford CEO Mark Fields recently declared that Ford would be remade as a user-experience driven company: "We have obviously a lot experience in the car business, over 113 years, and our differentiation is going to be …

We are an international experience design consultancy helping companies and organisations to innovate their products, services and processes by putting people and their experiences first.

18 January 2016
Experientia website completely reshaped

Experientia is pleased to announce that we’ve started 2016 with a brand new website. Experientia’s now officially 10 years old, and we decided that the best way to celebrate is by building a new website that showcases our growth – with new projects, new people in the staff, and two new locations in Lausanne and […]

1 January 2016
For when things get personal…
13 October 2015
Experientia report: Design for ageing gracefully

Design for Ageing Gracefully Rethinking Health and Wellness for the Elderly: Public Services Asian Insights & Design Innovation, DesignSingapore Council October 2015

29 September 2015
[Experientia book] Ethnography on elderly health and wellness

As we age, we increasingly depend on public services and the community for support. Well-designed public services can greatly affect the lives of the elderly and their experiences of healthcare. Experientia collaborated with DesignSingapore Council on understanding how the elderly interact with public services and how we can look towards improving their lives with design. […]

2 July 2015
Getting citizens involved in protecting fragile energy environments

A new project funded under the FP7 European Commission framework is getting citizens involved in testing new tools for reducing energy consumption during peak loads, in the hope that its pilot program will set the new state of the art for protecting locations with fragile electricity supplies. One of France’s most fragile regions The Provence-Alpes-Côte […]

5 May 2015
Experientia designer Dohun YuLuck Jang 유록 in Design 4 Disaster

Design 4 Disaster features an engaging illustrated safety manual for ship passengers, a personal project by Experientia designer Dohun YuLuck Jang 유록. After the Korean ferry accident last year, Yuluck (who is Korean) wanted to find a way to make safety manuals more interesting to read. He spent one year designing an interactive safety guide […]

See all articles