20 August 2013

Exploring customer centricity in financial inclusion

Be the first to share
Media
Business
Services
Social Issues

CGAP (a World Bank affiliated but independent policy and research center dedicated to advancing financial access for the world’s poor) has partnered with Janalakshmi Financial Services, one of India’s largest urban microfinance institutions to implement customer centricity in providing financial services to the urban poor. As a first step, the team commissioned Innovation Labs (consulting division of IMRB International, India) to build innovation capability within Janalakshmi and use new approaches to understand customers.

A Facebook journal follows the project over the next several months as it goes through the different phases of understanding customers, designing effective delivery and making the economics work. Here are the three initial posts:

Entry 1 – Creating a Customer-Centric Culture
The project with Janalakshmi Financial Services kicked off in Bangalore on July 1, 2013 with a workshop ‘Customer Centric Innovation’ conducted by Innovation Labs team for over 20 stakeholders at Janalakshmi from various functions including product marketing, strategy, IT and service centers.

Entry 2 – The Inside-Out View: How does a provider think about its clients?
A deep dive into Janalakshmi’s perspective on the customer and how this understanding affects their financial services offering.

Entry 3 – Ground Reality: Finance Management Skills of the Financially Underserved
The project team visited six households in Bangalore to gain a nuanced understanding of the lives of current and prospective customers. The purpose was to see how the customer-view of financial services matches up with that of Janalakshmi’s.

Be the first to share
14 November 2019
User experience as legitimacy trap
User experience as legitimacy trap by Paul Dourish (University of California, Irvine) What would it mean to be able to undertake HCI in a way that made questions of ethics and values central? The central charge to HCI …
7 November 2019
User-Centred Design and Humanitarian Adaptiveness
User-Centred Design and Humanitarian Adaptiveness by Sofya Bourne ALNAP April 2019, 60 pages Gathering and acting on feedback from affected communities is a key means to identify potential triggers for change during the design and implementation of humanitarian programmes. …
5 November 2019
[Report] Shaping Choices in the Digital World
Shaping Choices in the Digital World From dark patterns to data protection: the influence of ux/ui design on user empowerment Jean Lessi (Publication Director); Gwendal Le Grand (Editor); Régis Chatellier, Geoffrey Delcroix, Estelle Hary, Camille Girard …
3 October 2019
The Design Council’s evolved Double Diamond
At the heart of the Design Council's framework for innovation, which helps designers and non-designers across the globe tackle some of the most complex social, economic and environmental problems, is its design methodology, the Double …
28 September 2019
Money’s new abstractions: Apple Pay and the economy of experience
Money’s new abstractions: Apple Pay and the economy of experience by Nathaniel Tkacz Distinktion: Journal of Social Theory, 26 Sep 2019 DOI: 10.1080/1600910X.2019.1653348 This article draws on insights from digital media theory and design methodology to contribute to sociological …
17 July 2019
The digital lives of refugees [Research report]
There is growing recognition among donors and humanitarian organisations that mobile technology and mobile network operators (MNOs) have an important role to play in the delivery of dignified aid. This includes providing digital tools that …
5 April 2019
The story of Spotify personas
Spotify's product designer Mady Torres de Souza and senior user researchers Olga Hörding and Sohit Karol explain how they developed their personas tool, how they use it today and why it’s so useful for an …
31 March 2019
Research findings send automated sentiment analysis to the trash bin
The age of social media has opened up exciting opportunities for researchers to investigate people’s emotional states on a massive scale. For example, one study found that tweets contain more positive emotional words in the …

We are an international experience design consultancy helping companies and organisations to innovate their products, services and processes by putting people and their experiences first.

5 July 2019
Experientia on addressing vaccine hesitancy

Vaccine hesitancy is a top10 global health threat. Dealing with it successfully requires understanding it as a behaviour and generating a holistic view of people’s perspectives & ecosystems. This way we can identify the best opportunities for intervention. Here is Experientia’s position on vaccine hesitancy and our tailor-made support for the vaccine industry.

2 May 2019
MacArthur Foundation’s “100&Change” competition now calling for applications

100&Change is a MacArthur Foundation competition for a $100 million grant to fund a single proposal that will make measurable progress toward solving a significant problem. 100&Change will select a bold proposal that promises real progress toward solving a critical problem of our time. And it will award a $100 million grant to help make […]

19 March 2019
Interested in a career with us?

Then we are interested in hearing from you. We have several positions available for talented UX/UI and service designers who are passionate about creating world-class user experiences. Please see the job descriptions on our website for more information, and send us your CV with a cover letter statement about yourself, your experience, and what UX […]

22 December 2018
Our very best wishes for 2019! / Auguri da Experientia!
4 October 2018
Bringing​ ​patients into focus at the Roche Innovation Summit

Experientia is proud to have been a key participant at the Roche Innovation Summit, held at Roche headquarters in Basel Switzerland on 19 June 2018. Themed “​Transforming the Healthcare Experience Together​”, the summit aimed to galvanize the Roche community around the future transformation of healthcare and diagnostics. With 800 attendees from Roche and Genentech global […]

13 June 2018
Invito: DesAlps design thinking workshop per la tua startup

Hai una startup? Hai mai pensato ai benefici che potrebbe trarre dal Design Thinking? Questa è l’opportunità per scoprirlo! DesAlps Workshop #2: Il Design Thinking per la tua startup! Giovedì 28 giugno 2018 – dalle 9:30 alle 17:00 @ I3P | Corso Castelfidardo 30/a, Torino —– Nell’ambito del progetto europeo DesAlps, un team di esperti […]

See all articles