4 November 2013

Experientia presents “BancoSmart”, the innovative ATM interface designed for UniCredit Bank

Be the first to share
Media
Business
Services
Social Issues

The user-centred approach is moving into finance, as banks increasingly connect to their customers’ needs and wants. As part of this trend, global banking and financial services company UniCredit Bank collaborated with user experience consultancy Experientia to create a user-friendly, people-centred ATM – the BancoSmart.

A customer trials the new BancoSmart interface, with personalised home page.
Click on image to view slideshow

The user-centred approach is moving into finance, as banks increasingly connect to their customers’ needs and wants. As part of this trend, global banking and financial services company UniCredit Bank collaborated with user experience consultancy Experientia to create a user-friendly, people-centred ATM – the BancoSmart.

Experientia has reinvented the ATM interface for UniCredit – making it easier to use, faster, and with more services, all offered through full touchscreen interaction. The new ATM is already in use in selected locations, and will finish its roll out across Italy in 2014.

The first reactions to the BancoSmart interface have been extremely positive, with people commenting on the increased speed, legibility, appealing graphics, and the improvement in features and functions. The highly intuitive ATM interaction allows clients to easily navigate, locate and use functions, from simple features like cash withdrawals to more complicated functions like deposits, information retrieval, bill payments and mobile phone top-ups. The interface is visually attractive and easy to read, with large fonts and clear banking function categories.

Experientia carried out in-depth user experience research as a foundation for the information architecture and service design of the ATM.  Multiple cycles of design, prototyping and user acceptance testing ensured that the final interface is strongly based on people’s banking behaviours and exceeds their expectations and needs for ATM use.

Experientia’s design is a responsive solution that runs on various ATMs including legacy terminals of different providers with various screen sizes and tech specifications. Usability and technical tests were performed across this device range.

BancoSmart offers a full touchscreen interaction, thanks to the extended network of touchscreen ATMs available in Italy (over 6,000 UniCredit touch ATMs, equal to 85% of machines).

The ATM offers several original features, conceived especially for UniCredit Bank, based on the research findings. These include:

  • Speedy withdrawal, with 3 predefined options on the Home Page based on the most frequent behaviours of the user, which the system learns over time. This cuts the time for common task completion by 30%.
  • Georeferenced payment service, which organises bill payment options and filters them based on what is available in the user’s location.
  • Adaptive interface, with a home page that offers personalised content based on the user’s banking profile.
  • Tone of voice, with the creation of a coherent language in all situations, which is more friendly and direct, and provides the correct support during operations.
  • Contextual support and feedback Contextual messages and continuous feedback keep people informed during interaction, particularly in case of data entry errors or other problems, using a clear language and coherent visual support.

UniCredit SpA is an Italian global banking and financial services company. It has approximately 40 million customers and operates in 22 countries.

Experientia® is a global experience design consultancy that practices user research-based and people-centred design. They help companies and organisations conceive and innovate products, services and processes, through a qualitative understanding of people, their mental models and their behaviours.

Experientia won the 2011 Italian National Prize for Innovation in Services, for a low carbon service platform to be implemented in an eco-friendly residential area under construction in Helsinki, “using innovative methodologies devised in Italy.” They have conducted research and design projects in every continent, for industries ranging from mobile telecommunications to sustainability, from automotive to architecture, and much more. Their portfolio includes a range of financial products, aimed at bank and customer use, developed for some of the biggest banks in Italy and Europe.

Experientia’s client roster features Italian and international clients, such as Alcatel Lucent, ASUS, Banca Fideuram, Banca Carige, Condé Nast, CVS Pharmacy, Expedia, Fidelity International, Haier, Intel, Max Mara, Microsoft, Motorola, Mozilla Corporation, Nokia, Samsung Electronics, SAP, Sky,  Trenitalia, Toncelli, UniCredit Bank, United Nations and Vodafone.

 

Contact

Mark Vanderbeeken, Experientia srl, +39 011 812 9687,
[mark dot vanderbeeken at experientia dot com]

Be the first to share
14 November 2019
User experience as legitimacy trap
User experience as legitimacy trap by Paul Dourish (University of California, Irvine) What would it mean to be able to undertake HCI in a way that made questions of ethics and values central? The central charge to HCI …
7 November 2019
User-Centred Design and Humanitarian Adaptiveness
User-Centred Design and Humanitarian Adaptiveness by Sofya Bourne ALNAP April 2019, 60 pages Gathering and acting on feedback from affected communities is a key means to identify potential triggers for change during the design and implementation of humanitarian programmes. …
5 November 2019
[Report] Shaping Choices in the Digital World
Shaping Choices in the Digital World From dark patterns to data protection: the influence of ux/ui design on user empowerment Jean Lessi (Publication Director); Gwendal Le Grand (Editor); Régis Chatellier, Geoffrey Delcroix, Estelle Hary, Camille Girard …
10 October 2019
Smart City Index that takes citizen engagement into account
A team of researchers from IMD in Switzerland and SUTD in Singapore put together the Smart City Index. For the first time, researchers attempted to assess people’s perceptions of technology – as opposed to the …
3 October 2019
The Design Council’s evolved Double Diamond
At the heart of the Design Council's framework for innovation, which helps designers and non-designers across the globe tackle some of the most complex social, economic and environmental problems, is its design methodology, the Double …
28 September 2019
Money’s new abstractions: Apple Pay and the economy of experience
Money’s new abstractions: Apple Pay and the economy of experience by Nathaniel Tkacz Distinktion: Journal of Social Theory, 26 Sep 2019 DOI: 10.1080/1600910X.2019.1653348 This article draws on insights from digital media theory and design methodology to contribute to sociological …
24 August 2019
[Book] The Costs of Connection
The Costs of Connection: How Data Is Colonizing Human Life and Appropriating It for Capitalism by Nick Couldry and Ulises A. Mejias Stanford University Press August 2019, 352 pages Just about any social need is now met with an …
24 August 2019
End user perceptions of smart home device data practices and risks
"I don't own the data": End User Perceptions of Smart Home Device Data Practices and Risks Madiha Tabassum, University of North Carolina at Charlotte; Tomasz Kosinski, Chalmers University of Technology; Heather Lipford, University of North Carolina …

We are an international experience design consultancy helping companies and organisations to innovate their products, services and processes by putting people and their experiences first.

5 July 2019
Experientia on addressing vaccine hesitancy

Vaccine hesitancy is a top10 global health threat. Dealing with it successfully requires understanding it as a behaviour and generating a holistic view of people’s perspectives & ecosystems. This way we can identify the best opportunities for intervention. Here is Experientia’s position on vaccine hesitancy and our tailor-made support for the vaccine industry.

2 May 2019
MacArthur Foundation’s “100&Change” competition now calling for applications

100&Change is a MacArthur Foundation competition for a $100 million grant to fund a single proposal that will make measurable progress toward solving a significant problem. 100&Change will select a bold proposal that promises real progress toward solving a critical problem of our time. And it will award a $100 million grant to help make […]

19 March 2019
Interested in a career with us?

Then we are interested in hearing from you. We have several positions available for talented UX/UI and service designers who are passionate about creating world-class user experiences. Please see the job descriptions on our website for more information, and send us your CV with a cover letter statement about yourself, your experience, and what UX […]

22 December 2018
Our very best wishes for 2019! / Auguri da Experientia!
4 October 2018
Bringing​ ​patients into focus at the Roche Innovation Summit

Experientia is proud to have been a key participant at the Roche Innovation Summit, held at Roche headquarters in Basel Switzerland on 19 June 2018. Themed “​Transforming the Healthcare Experience Together​”, the summit aimed to galvanize the Roche community around the future transformation of healthcare and diagnostics. With 800 attendees from Roche and Genentech global […]

13 June 2018
Invito: DesAlps design thinking workshop per la tua startup

Hai una startup? Hai mai pensato ai benefici che potrebbe trarre dal Design Thinking? Questa è l’opportunità per scoprirlo! DesAlps Workshop #2: Il Design Thinking per la tua startup! Giovedì 28 giugno 2018 – dalle 9:30 alle 17:00 @ I3P | Corso Castelfidardo 30/a, Torino —– Nell’ambito del progetto europeo DesAlps, un team di esperti […]

See all articles